In the game of life, we're exactly who you want on your bench.
At BenchWealth, we are dedicated to helping our clients work towards a successful financial future. We believe in empowering our clients to strive for financial freedom, peace of mind, and multigenerational growth through forward-thinking guidance, diligence, and agility. While based in Denver, CO, we serve individuals, families, and small business owners across the country.
Our Services
We provide comprehensive services that cover all aspects of clients’ financial lives, including retirement planning, business planning, estate planning, portfolio management, and risk management. We are dedicated to providing personalized solutions tailored to each client’s unique needs and goals.
Most people come to us with questions rather than products in mind. Here are the ones we hear most, and the tools we use to help answer them.
“Why do I need a wealth manager?”
We build one overall plan for your family and your business, coordinate with your other advisors, and adjust the plan as your life changes.
What’s included: a custom wealth plan for your family and business with ongoing reviews and updates.
“When can I stop working, and will the money last?”
We build a plan for when you can retire and how your savings, business proceeds, and other assets will produce income once you do.
Tools include Qualified and Non-Qualified Retirement plans, Pension Strategies, and Income Products.
“Is my money invested with a clear purpose?”
We design portfolios around your goals and timeline, then track them against clear benchmarks so you always know how they’re doing.
Tools include portfolio reviews and benchmarking, asset allocation, and, for qualified investors, alternatives like private credit, private equity, private real estate, and 1031 exchanges.
“Am I paying more in taxes than I need to?”
We look for legitimate ways to reduce what you owe now and later, across your business, your investments, and your retirement accounts.
Tools include Cash Balance and other qualified plan designs, Non-Qualified Plans, Direct Indexing, Capital Gains Strategies, and planning for Restricted Stock Unit (RSUs) and Concentrated Company Stock
“How do I turn my business into lasting wealth?”
We help you plan owner compensation and distributions, prepare for a sale or transition, and think through what happens to your wealth afterward.
Tools include Partnership and Owner Distribution Strategies, Exit and Liquidity Planning, Investment Banking Coordination, and ESOPs.
“What will I leave behind, and to whom?”
We work alongside to make sure your wealth moves the way you intend, with as little lost to taxes and complications as possible.
Tools include wills, trusts, and estate plan coordination. For estates of $25M and above, we offer advanced estate tax planning and valuation discount strategies, including Paradigm Estate Planning in partnership with the Higginbotham Group.
Why Choose BenchWealth?
Who We Work With
BenchWealth is a Denver-based wealth management firm for business owners, executives, and high-income families. We bring your taxes, investments, business, insurance, and estate plan together under one coordinated strategy, so every decision works with the others.
During our intro call, no preparation is needed. We’ll learn about your goals, answer your questions, and tell you honestly whether we’re a fit.
- Business owners planning what’s next. You’re paying significant taxes, your 401(k) isn’t enough, and your business is most of your net worth. You want a plan for today and for an eventual exit. Whether an exit is two years or twenty years away, we help you prepare it, protect it, and turn it into long-term wealth for your family.
- High earners facing a growing tax bill. When your income rises, your options for reducing taxes change. We help you find strategies that fit your situation, including retirement plan designs many advisors never mention.
- Families focused on legacy. You’re thinking beyond your own lifetime: trusts, estate taxes, and how to pass on both wealth and values to your children and grandchildren. We work with Pacifc Life and other specialists to help your wealth reach the people and causes you care about, across generations.
Vision.
Your vision for your family’s growth and legacy drives our work together. We are structured as a full-scope, multi-generational firm. Our core planning team and selected network of professional advisory partners are built to support a multitude of financial, family, business, and other planning needs.
Agility.
Like the game of life, our financial environment fluctuates constantly. We must be proactive and responsive to these changes to remain on course and keep you in a prime position. Our agility helps your plan grow and evolve with you and your priorities, no matter the environment.
Education.
In this world, you have endless and often conflicting financial information at your fingertips. We help you understand which possibilities apply to you and how to best leverage them. With our team and advisory partners by your bench, you might discover opportunities you didn’t know existed.
Diligence.
We are committed to being highly attentive and focused. We recognize that earning your trust is essential to working toward your goals, and we approach every step with care and persistence to present thoughtful options at the right time.
Your Bench
“Opportunities are usually disguised as hard work, so most people don’t recognize them.” – Ann Landers
Steve Moats serves as a Wealth Management Advisor and Founder at BenchWealth. Over 20 years ago, at the peak of a successful career in collegiate athletics and professional sports management, he entered a crossroads. While he immensely enjoyed the sports world, he desired the opportunity to make a more meaningful impact in the lives of the many people he encountered in life.
Steve had always been interested in the financial industry, and it ran in his family. In fact, he had been observing several of his family members immersed in the industry for years, admiring the work they did and the positive impact they created for those around them. He knew this was a career where he could truly make a difference.
He made the leap in 1997, joining Janus Capital while earning his MBA from Colorado State University to gain the right experience and education. After all, with the days long and the years short, Steve knew it was only through intention that he could create the change he wanted. After time spent with Janus Capital, he worked at Northwestern Mutual for nearly two decades, where he was motivated by the incredible impact he was able to make in the lives of so many. In 2025, he founded his own company, BenchWealth, with the goal of providing his clients with the highest level of dedication.
Steve is empowered to help families make their own mark on the world for generations and also give back to the communities he loves so deeply—those that have supported him along his journey, too. He looks forward to helping your family and business find the confidence to enjoy life today, knowing that your future is secure.
At BenchWealth, Gage plays a vital role in developing wealth management strategies and supporting financial planning. He collaborates closely with a dynamic team and is driven, detail-oriented, and passionate about helping clients achieve their financial goals and needs.
Since graduating from the University of Georgia, Gage has been broadening his horizons in Denver as a qualified Associate Wealth Management Advisor. From onboarding new clients to making daily adjustments to their portfolios, Gage supports the BenchWealth team to deliver personalized solutions that enables all our clients and their future generations to have financial freedom!
Business Support
As investment professionals, BenchWealth receives business support, including investment management, compliance, human resources, and more, through our Registered Investment Advisor (RIA), NewEdge Advisors. Learn more about NewEdge Advisors, our RIA Support Team.
Will Brand, CRCP®
Ryan Geschke
Erin Corbett
Jenny Kurz
Lauren Lehman, CFA®, CFP®
Arianna Rodriguez, CIMA®
New Edge Advisors - Rankings and Awards
NewEdge Advisors is our back office “Mothership,” and we are thrilled they have been recognized as one of the Top 25 CNBC Wealth Management firms in the country! It’s wonderful to be associated with such an outstanding and comprehensive wealth management firm like NewEdge. We are so proud to be part of that team! Play at the beach, not in the sandbox!
Causes We Care About
Get In Touch
If you have any questions or would like more information, please feel free to reach out. The office can be reached by phone Monday through Friday from 8:30 a.m. to 4:30 p.m. MT, or by email at your convenience.
Book a Intro Meeting with BenchWealth with Calendly!
Contact:
(O) 720.750.5231
(E) info@benchwealth.com